Data has no ego and makes an excellent co-pilot.

All Disruption starts with introspection.

To be successful, innovation is not just about value creation, but value capture.

The customer is always right...Even when they're wrong.

Data may disappoint, but it never lies.

If life, you get what you believe you deserve.

Billions of dollars worth of research knowledge lie dormant at American universities waiting for the right disruptor to come along and create a business.

If you don't know where you want to be in five years, how do you ever expect to get there?

No one who ever led a nation got there by following the path of another.

To succeed in the digital realm, technology has to provide a strong disruptive element right from the start. If things cannot be done differently , a transition to digital is not going to be compelling enough for a wide enough adoption to create sustainability.